Attention homeowners in Marshfield and Norfolk County: Need an appraisal?
See the top reasons MA homeowners use Moraski Real Estate Appraisals:
Do you own a home in or near Marshfield? Do you need help deciding the value of your real estate?
We at Moraski Real Estate Appraisals understand the individual needs of a consumer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and accountants. As our client, we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value opinion than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. Moraski Real Estate Appraisals is experts in helping folks just like you abolish undesirable PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your home overvalued if you live in a local area that's going down. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. Getting a professional appraisal from Moraski Real Estate Appraisals is your best weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow angle. Moraski Real Estate Appraisals can help you reinstate your home equity line of credit with an expert appraisal.
Need Field and Desktop Appraisal Review Services?
Do you need a seasoned appraiser to double-check your appraisal for efficiency, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.